What are the key benefits of SBI Credit Cards?

SBI Credit Cards offer a wide range of benefits, including rewards, cashback, lounge access, discounts, and insurance coverage.

How can I apply for an SBI Credit Card?

You can apply for an SBI Credit Card online through the Paisabazaar platform, where you can compare card options and check for pre-approved offers.

What factors should I consider when choosing an SBI Credit Card?

Consider your spending habits, lifestyle, and financial goals to select a card that best suits your needs, such as travel, shopping, or rewards.

How can I manage my SBI Credit Card efficiently?

SBI Card offers a user-friendly mobile app and online banking services to help you manage your card, check statements, make payments, and access additional features.

What precautions should I take to avoid accumulating credit card debt?

Responsible credit card usage includes paying bills on time, managing credit limits wisely, and avoiding unnecessary spending to prevent debt accumulation.

Trusted by 1L+ Indians

Want to Achieve any of the below Goals upto 80% faster?

Dream Home

Dream Wedding

Dream Car

Retirement

1st Crore

Dream Home

Dream Wedding

Dream Car

Retirement

1st Crore

Trusted by 1L+ Indians

Want to Achieve any of the below Goals upto 80% faster?

Dream Home

Dream Wedding

Dream Car

Retirement

1st Crore

Dream Home

Dream Wedding

Dream Car

Retirement

1st Crore

Trusted by 3 Crore+ Indians

Want to Achieve any of the below
Goals upto 80% faster?

Dream Home

Dream Wedding

Dream Car

Retirement

1st Crore

Trusted by 3 Crore+ Indians

Want to Achieve any of the below
Goals upto 80% faster?

Dream Home

Dream Wedding

Dream Car

Retirement

1st Crore

Trusted by 3 Crore+ Indians

Want to Achieve any of the below Goals upto 80% faster?

Dream Home

Dream Wedding

Dream Car

Retirement

1st Crore

Trusted by 3 Crore+ Indians

Want to Achieve any of the below Goals upto 80% faster?

Dream Home

Dream Wedding

Dream Car

Retirement

1st Crore

Guide to ICICI Net Banking

Home

Blog

Guide to ICICI Net Banking

Aug 5, 2024

7 Mins

The ICICI Net Banking platform offers customers a quick, hassle-free way to access digital banking services. Available 24/7, it allows users to perform a wide range of banking activities, from fund transfers to checking account details, all from the comfort of their home. This guide covers everything you need to know about ICICI Net Banking, including its features, registration process, login methods, and transaction charges.

Features and Services of ICICI Net Banking

ICICI Net Banking provides numerous features and services designed to make banking easier and more convenient. Here are some of the key features:

Account Management

Account Details and Balance: Users can check their account balance and details online.

Statements: Download account statements and mini statements, and review transaction history.

Account Management: Access details for Demat accounts, credit cards, loans, and more.

Fund Transfers

Within ICICI: Easily transfer funds between your own ICICI accounts or to other ICICI Bank accounts.

To Other Banks: Transfer funds to accounts in other banks using NEFT, RTGS, or IMPS.

Other Services

Chequebook Requests: Request new chequebooks and stop cheque payments online.

Investments: Open Fixed Deposit (FD) accounts or invest in mutual funds.
Bill Payments: Pay utility bills, tuition fees, and more.
Shopping: Use online banking for shopping and other e-commerce activities.
Insurance: Purchase general insurance policies.

Steps to Register for ICICI Net Banking

Registering for ICICI Net Banking is a straightforward process. Follow these steps to get started:

Step-by-Step Registration Process

Step 1: Visit the ICICI Bank website (https://www.icicibank.com/).
Step 2: Click on the login option next to personal banking at the top right of the homepage.
Step 3: Select “Get User ID” to start the registration process. You will be redirected to a new page. Click “Click Here to Proceed.”
Step 4: Choose the ‘bank account’ option on the next page. Enter your bank account number and the registered mobile number, then click ‘Go.’
Step 5: The system will generate and display your user ID.
Step 6: Go to the ICICI Bank internet banking login page and enter your user ID. Click on ‘Generate Password.’
Step 7: Click on the ‘Click Here to Proceed’ button. Enter your user ID and click ‘Go.’
Step 8: Enter the registered mobile number to receive an OTP.
Step 9: Enter the OTP received on your mobile number.
Step 10: You are now successfully registered for ICICI online banking services.

How to Generate the ICICI Internet Banking Password

If you forget or need to change your password, follow these steps:

Step 1: Go to https://www.icicibank.com/Personal-Banking/insta-banking/internet-banking/index.page.
Step 2: Select 'Get Password' from the drop-down menu.
Step 3: Enter your ICICI net banking user ID and click the 'GO' button.
Step 4: Enter the mobile number associated with your ICICI Bank online banking account. Generate an OTP by pressing the 'GO' button.
Step 5: After successfully inputting the OTP, click 'GO' to establish a new password. Ensure the password meets the bank's policy requirements. Re-enter and confirm the new password. Click 'Go.'
Step 6: You will receive a notification confirming the successful password change.

ICICI Net Banking Login Process

Once you have your login password, you can access ICICI Internet Banking using the following steps:

For Personal Net Banking:

Step 1: Visit https://www.icicibank.com/Personal-Banking/insta-banking/internet-banking/index.page.
Step 2: Select the ‘ICICI Personal Net Banking’ option.
Step 3: Enter your User ID and Password. Click the ‘Log-in’ button to access your ICICI online banking account.

For Corporate Net Banking:

Step 1: Go to the ICICI Business Banking Portal (https://www.icicibank.com/corporate?ITM=nli_cms_CB_topnavigation).
Step 2: Click ‘ICICI Bank Corporate Net Banking’ from the drop-down menu.
Step 3: Enter your Corporate Net Banking Login ID and password to access the services.

ICICI Mobile Banking

The ICICI Bank iMobile app offers a convenient way to conduct banking transactions from your smartphone. Available for both Android and iOS users, the app allows you to perform a variety of banking tasks on the go. Here’s how to register and log in to ICICI Mobile Banking.

How to Register for ICICI Bank Mobile Banking Services

Step 1: Download and open the ICICI Bank Mobile Banking app. Select the “I already have an account” option.
Step 2: Enter your registered phone number and click on ‘Activate Now.’
Step 3: An OTP will be sent to your registered phone number. Enter the OTP for verification.
Step 4: Select the type of authentication or log-in method—either M-PIN or debit card.
Step 5: If choosing ‘Login with M-PIN,’ create a 4-digit PIN, re-enter it, and click ‘Submit.’
Step 6: If choosing to log in with a debit card, enter the card details as prompted and click ‘Activate.’
Step 7: A pop-up will confirm successful activation.
Step 8: Optionally, enable fingerprint login for added security by placing your finger on the smartphone’s fingerprint sensor.

How to Log in to the ICICI Mobile Banking Application

Step 1: Open the ICICI m-banking app.
Step 2: Choose either ‘Login with MPIN’ or ‘Login with debit card.’
Step 3: Enter the four-digit MPIN or debit card details.
Step 4: You are now logged in to the ICICI mobile banking app.

Transaction Charges on ICICI Bank Fund Transfer

IMPS Charges

The charges for IMPS fund transfers through ICICI Bank's internet banking services are as follows:

Up to Rs. 10,000: Rs. 3.5 + GST

Above Rs. 10,000 to Rs. 1 lakh: Rs. 5 + GST
Above Rs. 1 lakh to Rs. 2 lakh: Rs. 15 + GST
Above Rs. 2 lakh to Rs. 5 lakh: Rs. 15 + GST
Above Rs. 5 lakh to Rs. 10 lakh: Not applicable

NEFT Charges

ICICI Bank does not charge for NEFT transfers made through mobile or net banking. However, if the transaction is done offline at a branch, the charges are:

Up to Rs. 10,000: Rs. 2.25 + GST

Above Rs. 10,000 to Rs. 1 lakh: Rs. 4.75 + GST
Above Rs. 1 lakh to Rs. 2 lakh: Rs. 14.75 + GST
Above Rs. 2 lakh to Rs. 5 lakh: Rs. 24.75 + GST
Above Rs. 5 lakh to Rs. 10 lakh: Rs. 24.75 + GST

RTGS Charges

RTGS charges for offline fund transfers at ICICI Bank branches are:

Up to Rs. 2 lakh: Not applicable

Above Rs. 2 lakh to Rs. 5 lakh: Rs. 20 + GST
Above Rs. 5 lakh to Rs. 10 lakh: Rs. 45 + GST

Conclusion

ICICI Net Banking provides an efficient and convenient way for customers to manage their finances. With features that include fund transfers, account management, investment options, and bill payments, ICICI Net Banking caters to a wide range of banking needs.

Registration and login processes are simple, whether you are using the internet banking portal or the iMobile app. Additionally, understanding the transaction charges for various fund transfer methods ensures that you can make informed decisions while managing your finances.

By utilizing ICICI’s digital banking services, customers can enjoy the benefits of 24/7 access to their accounts and a seamless banking experience. Whether you are at home or on the go, ICICI Net Banking and Mobile Banking provide the tools and features necessary to stay on top of your financial activities with ease. For more detailed information and support, visit the ICICI Bank website or contact their customer service.

Embrace the convenience and efficiency of ICICI Net Banking to enhance your banking experience and manage your finances more effectively.

Features and Services of ICICI Net Banking

ICICI Net Banking provides numerous features and services designed to make banking easier and more convenient. Here are some of the key features:

Account Management

Account Details and Balance: Users can check their account balance and details online.

Statements: Download account statements and mini statements, and review transaction history.

Account Management: Access details for Demat accounts, credit cards, loans, and more.

Fund Transfers

Within ICICI: Easily transfer funds between your own ICICI accounts or to other ICICI Bank accounts.

To Other Banks: Transfer funds to accounts in other banks using NEFT, RTGS, or IMPS.

Other Services

Chequebook Requests: Request new chequebooks and stop cheque payments online.

Investments: Open Fixed Deposit (FD) accounts or invest in mutual funds.
Bill Payments: Pay utility bills, tuition fees, and more.
Shopping: Use online banking for shopping and other e-commerce activities.
Insurance: Purchase general insurance policies.

Steps to Register for ICICI Net Banking

Registering for ICICI Net Banking is a straightforward process. Follow these steps to get started:

Step-by-Step Registration Process

Step 1: Visit the ICICI Bank website (https://www.icicibank.com/).
Step 2: Click on the login option next to personal banking at the top right of the homepage.
Step 3: Select “Get User ID” to start the registration process. You will be redirected to a new page. Click “Click Here to Proceed.”
Step 4: Choose the ‘bank account’ option on the next page. Enter your bank account number and the registered mobile number, then click ‘Go.’
Step 5: The system will generate and display your user ID.
Step 6: Go to the ICICI Bank internet banking login page and enter your user ID. Click on ‘Generate Password.’
Step 7: Click on the ‘Click Here to Proceed’ button. Enter your user ID and click ‘Go.’
Step 8: Enter the registered mobile number to receive an OTP.
Step 9: Enter the OTP received on your mobile number.
Step 10: You are now successfully registered for ICICI online banking services.

How to Generate the ICICI Internet Banking Password

If you forget or need to change your password, follow these steps:

Step 1: Go to https://www.icicibank.com/Personal-Banking/insta-banking/internet-banking/index.page.
Step 2: Select 'Get Password' from the drop-down menu.
Step 3: Enter your ICICI net banking user ID and click the 'GO' button.
Step 4: Enter the mobile number associated with your ICICI Bank online banking account. Generate an OTP by pressing the 'GO' button.
Step 5: After successfully inputting the OTP, click 'GO' to establish a new password. Ensure the password meets the bank's policy requirements. Re-enter and confirm the new password. Click 'Go.'
Step 6: You will receive a notification confirming the successful password change.

ICICI Net Banking Login Process

Once you have your login password, you can access ICICI Internet Banking using the following steps:

For Personal Net Banking:

Step 1: Visit https://www.icicibank.com/Personal-Banking/insta-banking/internet-banking/index.page.
Step 2: Select the ‘ICICI Personal Net Banking’ option.
Step 3: Enter your User ID and Password. Click the ‘Log-in’ button to access your ICICI online banking account.

For Corporate Net Banking:

Step 1: Go to the ICICI Business Banking Portal (https://www.icicibank.com/corporate?ITM=nli_cms_CB_topnavigation).
Step 2: Click ‘ICICI Bank Corporate Net Banking’ from the drop-down menu.
Step 3: Enter your Corporate Net Banking Login ID and password to access the services.

ICICI Mobile Banking

How to Register for ICICI Bank Mobile Banking Services

Step 1: Download and open the ICICI Bank Mobile Banking app. Select the “I already have an account” option.
Step 2: Enter your registered phone number and click on ‘Activate Now.’
Step 3: An OTP will be sent to your registered phone number. Enter the OTP for verification.
Step 4: Select the type of authentication or log-in method—either M-PIN or debit card.
Step 5: If choosing ‘Login with M-PIN,’ create a 4-digit PIN, re-enter it, and click ‘Submit.’
Step 6: If choosing to log in with a debit card, enter the card details as prompted and click ‘Activate.’
Step 7: A pop-up will confirm successful activation.
Step 8: Optionally, enable fingerprint login for added security by placing your finger on the smartphone’s fingerprint sensor.

How to Log in to the ICICI Mobile Banking Application

Step 1: Open the ICICI m-banking app.
Step 2: Choose either ‘Login with MPIN’ or ‘Login with debit card.’
Step 3: Enter the four-digit MPIN or debit card details.
Step 4: You are now logged in to the ICICI mobile banking app.

Transaction Charges on ICICI Bank Fund Transfer

IMPS Charges

The charges for IMPS fund transfers through ICICI Bank's internet banking services are as follows:

Up to Rs. 10,000: Rs. 3.5 + GST

Above Rs. 10,000 to Rs. 1 lakh: Rs. 5 + GST
Above Rs. 1 lakh to Rs. 2 lakh: Rs. 15 + GST
Above Rs. 2 lakh to Rs. 5 lakh: Rs. 15 + GST
Above Rs. 5 lakh to Rs. 10 lakh: Not applicable

NEFT Charges

ICICI Bank does not charge for NEFT transfers made through mobile or net banking. However, if the transaction is done offline at a branch, the charges are:

Up to Rs. 10,000: Rs. 2.25 + GST