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Trusted by 1L+ Indians
Want to Achieve any of the below Goals upto 80% faster?
Dream Home
Dream Wedding
Dream Car
Retirement
1st Crore
Dream Home
Dream Wedding
Dream Car
Retirement
1st Crore
Trusted by 3 Crore+ Indians
Want to Achieve any of the below
Goals upto 80% faster?
Dream Home
Dream Wedding
Dream Car
Retirement
1st Crore
Trusted by 3 Crore+ Indians
Want to Achieve any of the below
Goals upto 80% faster?
Dream Home
Dream Wedding
Dream Car
Retirement
1st Crore
Trusted by 3 Crore+ Indians
Want to Achieve any of the below Goals upto 80% faster?
Dream Home
Dream Wedding
Dream Car
Retirement
1st Crore
Trusted by 3 Crore+ Indians
Want to Achieve any of the below Goals upto 80% faster?
Dream Home
Dream Wedding
Dream Car
Retirement
1st Crore
Guide to IOB Net Banking
Guide to IOB Net Banking
Jul 16, 2024
8 Mins
IOB Net Banking refers to the suite of online banking services provided by Indian Overseas Bank (IOB). These services allow customers to manage their bank accounts conveniently from anywhere at any time, using a computer or mobile device with an internet connection. This guide covers the features, registration process, login procedures, and various transactions that can be performed using IOB Net Banking.
Features of IOB Net Banking
IOB Net Banking offers a wide range of features and services designed to provide customers with a seamless banking experience. Here are the key features:
Account Management
View Account Balance and Transaction History: Customers can view their account balance, transaction history, and previous month's account statements through the net banking portal.
Update Account Information: Users can update their personal information and account details online.
Fund Transfers
Intra-Bank and Inter-Bank Transfers: IOB Net Banking allows customers to transfer funds between their own accounts, make interbank transfers, and send money to other IOB customers. Users can also make instant transfers using IMPS, NEFT, and RTGS services.
Utility Bill Payments: Customers can pay their utility bills, such as electricity, water, telephone, and mobile bills, directly through the Internet Banking portal.
Secure Online Payments
E-Commerce Transactions: IOB provides a secure payment gateway that enables customers to make online purchases and payments at various e-commerce platforms.
Fixed Deposits
Manage Fixed Deposits: Customers can open new fixed deposits (FDs), renew existing FDs, and view details of their FDs. They can also use the online FD calculator to estimate interest earnings.
Loan Services
Loan Management: Customers can check the status of their loans, view outstanding balances, and make loan payments through IOB Net Banking.
Investment Services
Investment Products: Through IOB Net Banking, customers have access to various investment products, such as mutual funds, insurance, and government savings schemes.
How to Register for IOB Net Banking
To access the net banking facilities of IOB, customers need to register for the services. Follow these steps to complete the registration process:
Step-by-Step Registration Process
Step 1: Visit the official IOB Net Banking website at IOB Net Banking.
Step 2: Click on the "New User Registration" or "Register" option.
Step 3: Enter the required details, such as your account number, registered mobile number, and date of birth.
Step 4: Set a login password and transaction password according to the specified criteria.
Step 5: Authenticate your registration by entering the OTP sent to your registered mobile number.
Step 6: Once the registration is successful, you can log in to your net banking account using your user ID and password.
Safety Tip: It is recommended to change your login and transaction passwords regularly for security reasons.
IOB Net Banking Login Process
Logging in to your IOB Net Banking account is straightforward. Here’s how you can access your account:
Personal Banking Login
Step 1: Visit the IOB e-banking website.
Step 2: Click on the "Personal Banking" option.
Step 3: On the Personal Banking page, click on "Internet Banking Login." You will be directed to the login page.
Step 4: Enter your User ID and login password. Answer the security question if prompted. Click the "Submit" button to proceed.
Step 5: You will now be logged in to your net banking account and can access all the services.
Note: If you encounter any issues or have trouble logging in, contact IOB customer service for assistance.
Corporate Banking Login
Step 1: Visit the official Indian Overseas Bank website and click on the ‘Login’ option.
Step 2: Select the ‘Internet Banking Corporate Login’ option from the drop-down menu.
Step 3: On the login page, enter your login ID, user ID, password, and Captcha code. Click the ‘Login’ button after entering the details.
Step 4: You will now be able to access the IOB Corporate Net Banking account.
How to Reset the IOB Net Banking Password
If you forget your IOB Net Banking password or need to reset it, follow these steps:
Step-by-Step Password Reset Process
Step 1: Visit the official IOB Net Banking website.
Step 2: Select the ‘Personal’ or ‘Corporate’ login according to your account type.
Step 3: Click on the “Forgot Password” option.
Step 4: Enter your login ID and IOB account number. Click the ‘Submit’ button.
Step 5: On the next page, enter your email ID and the text shown in the Captcha code. Click on the ‘Continue’ option.
Step 6: Enter the OTP sent to your registered mobile number.
Step 7: Enter a new password and confirm it. Click on the ‘Submit’ option.
Your new password is now set, and you can use it to log in to your IOB Internet Banking account.
IOB Fund Transfer through Net Banking
Transferring funds via IOB Net Banking is easy and efficient. Here are the steps to perform a fund transfer:
Step-by-Step Fund Transfer Process
Step 1: Log in to your IOB Online Banking account using your login ID and password.
Step 2: Navigate to the ‘Payments’ section and select ‘Fund Transfer.’
Step 3: Choose from various transfer options, such as “Transfer within IOB Accounts,” “Transfer to Self-Account,” and “Transfer to Other Bank Accounts.”
Step 4: Fill in the required details for the fund transfer, including the beneficiary’s account number, name, IFSC code, and transfer amount.
Step 5: Verify the entered details and initiate the transfer by clicking the "Transfer" button.
Step 6: Enter the OTP sent to your registered mobile number to authenticate the transfer.
Step 7: After successful authentication, the funds will be transferred from your account to the designated recipient account.
IOB Net Banking Mobile Application
In addition to online banking services, IOB offers a mobile banking app that provides convenient access to various banking services on your smartphone.
Services Offered by IOB Mobile Banking
Account Access: Check account balances and transaction history.
Ticket Booking: Book tickets for air, rail, and bus travel.
Online Shopping: Make online purchases using the banking app.
Money Transfers: Perform instant money transfers.
Insurance Payments: Pay insurance premiums online.
Cheque Book Requests: Check the status and request new chequebooks.
Bill Payments: Pay utility bills online.
Card Management: Manage debit and credit card services.
Service Requests: Submit service requests and grievances.
KYC Updates: Update your KYC information.
Transaction History: View detailed transaction history.
Tax Payments: Pay your taxes online.
Online Trading: Engage in online trading services.
Cheque Book Issuance: Request the issuance of new chequebooks.
Indian Overseas Bank's Merger with Allahabad Bank
On April 1, 2020, Indian Overseas Bank merged with Allahabad Bank, enhancing the range and quality of banking services available to customers. This merger has resulted in several benefits, including:
Benefits of the Merger
Expanded Branch and ATM Network: Customers now have access to a larger network of branches and ATMs.
Improved Customer Service: Enhanced customer service offerings to better meet customer needs.
Advanced Digital Banking: Upgraded digital banking services for a more seamless online banking experience.
Seamless Integration: The best features of both banks have been integrated into the new entity, providing a more comprehensive banking experience.
Continuity of Services
Existing customers can continue to use their net banking and mobile banking apps without any changes. The integration ensures that all digital banking services remain accessible and easy to use.
Conclusion
IOB Net Banking offers a comprehensive and user-friendly platform for managing your banking needs. With features such as account management, fund transfers, bill payments, loan services, and investment options, IOB Net Banking provides a robust and secure banking experience. The registration and login processes are straightforward, and resetting your password is simple if needed.
Additionally, the IOB Mobile Banking app extends these services to mobile devices, allowing customers to perform banking transactions on the go. The recent merger with Allahabad Bank has further enhanced these services, providing a broader network and improved digital banking features.
For secure and reliable banking services, IOB Net Banking and Mobile Banking are excellent choices. They offer a wide range of features designed to make banking easy and accessible, ensuring customers can manage their finances with ease and confidence. Visit the Indian Overseas Bank website or contact their customer service for more information and support.
Embrace the convenience and efficiency of IOB Net Banking and Mobile Banking to enhance your banking experience and manage your finances more effectively.
IOB Net Banking refers to the suite of online banking services provided by Indian Overseas Bank (IOB). These services allow customers to manage their bank accounts conveniently from anywhere at any time, using a computer or mobile device with an internet connection. This guide covers the features, registration process, login procedures, and various transactions that can be performed using IOB Net Banking.
Features of IOB Net Banking
IOB Net Banking offers a wide range of features and services designed to provide customers with a seamless banking experience. Here are the key features:
Account Management
View Account Balance and Transaction History: Customers can view their account balance, transaction history, and previous month's account statements through the net banking portal.
Update Account Information: Users can update their personal information and account details online.
Fund Transfers
Intra-Bank and Inter-Bank Transfers: IOB Net Banking allows customers to transfer funds between their own accounts, make interbank transfers, and send money to other IOB customers. Users can also make instant transfers using IMPS, NEFT, and RTGS services.
Utility Bill Payments: Customers can pay their utility bills, such as electricity, water, telephone, and mobile bills, directly through the Internet Banking portal.
Secure Online Payments
E-Commerce Transactions: IOB provides a secure payment gateway that enables customers to make online purchases and payments at various e-commerce platforms.
Fixed Deposits
Manage Fixed Deposits: Customers can open new fixed deposits (FDs), renew existing FDs, and view details of their FDs. They can also use the online FD calculator to estimate interest earnings.
Loan Services
Loan Management: Customers can check the status of their loans, view outstanding balances, and make loan payments through IOB Net Banking.
Investment Services
Investment Products: Through IOB Net Banking, customers have access to various investment products, such as mutual funds, insurance, and government savings schemes.
How to Register for IOB Net Banking
To access the net banking facilities of IOB, customers need to register for the services. Follow these steps to complete the registration process:
Step-by-Step Registration Process
Step 1: Visit the official IOB Net Banking website at IOB Net Banking.
Step 2: Click on the "New User Registration" or "Register" option.
Step 3: Enter the required details, such as your account number, registered mobile number, and date of birth.
Step 4: Set a login password and transaction password according to the specified criteria.
Step 5: Authenticate your registration by entering the OTP sent to your registered mobile number.
Step 6: Once the registration is successful, you can log in to your net banking account using your user ID and password.
Safety Tip: It is recommended to change your login and transaction passwords regularly for security reasons.
IOB Net Banking Login Process
Logging in to your IOB Net Banking account is straightforward. Here’s how you can access your account:
Personal Banking Login
Step 1: Visit the IOB e-banking website.
Step 2: Click on the "Personal Banking" option.
Step 3: On the Personal Banking page, click on "Internet Banking Login." You will be directed to the login page.
Step 4: Enter your User ID and login password. Answer the security question if prompted. Click the "Submit" button to proceed.
Step 5: You will now be logged in to your net banking account and can access all the services.
Note: If you encounter any issues or have trouble logging in, contact IOB customer service for assistance.
Corporate Banking Login
Step 1: Visit the official Indian Overseas Bank website and click on the ‘Login’ option.
Step 2: Select the ‘Internet Banking Corporate Login’ option from the drop-down menu.
Step 3: On the login page, enter your login ID, user ID, password, and Captcha code. Click the ‘Login’ button after entering the details.
Step 4: You will now be able to access the IOB Corporate Net Banking account.
How to Reset the IOB Net Banking Password
If you forget your IOB Net Banking password or need to reset it, follow these steps:
Step-by-Step Password Reset Process
Step 1: Visit the official IOB Net Banking website.
Step 2: Select the ‘Personal’ or ‘Corporate’ login according to your account type.
Step 3: Click on the “Forgot Password” option.
Step 4: Enter your login ID and IOB account number. Click the ‘Submit’ button.
Step 5: On the next page, enter your email ID and the text shown in the Captcha code. Click on the ‘Continue’ option.
Step 6: Enter the OTP sent to your registered mobile number.
Step 7: Enter a new password and confirm it. Click on the ‘Submit’ option.
Your new password is now set, and you can use it to log in to your IOB Internet Banking account.
IOB Fund Transfer through Net Banking
Transferring funds via IOB Net Banking is easy and efficient. Here are the steps to perform a fund transfer:
Step-by-Step Fund Transfer Process
Step 1: Log in to your IOB Online Banking account using your login ID and password.
Step 2: Navigate to the ‘Payments’ section and select ‘Fund Transfer.’
Step 3: Choose from various transfer options, such as “Transfer within IOB Accounts,” “Transfer to Self-Account,” and “Transfer to Other Bank Accounts.”
Step 4: Fill in the required details for the fund transfer, including the beneficiary’s account number, name, IFSC code, and transfer amount.
Step 5: Verify the entered details and initiate the transfer by clicking the "Transfer" button.
Step 6: Enter the OTP sent to your registered mobile number to authenticate the transfer.
Step 7: After successful authentication, the funds will be transferred from your account to the designated recipient account.
IOB Net Banking Mobile Application
In addition to online banking services, IOB offers a mobile banking app that provides convenient access to various banking services on your smartphone.
Services Offered by IOB Mobile Banking
Account Access: Check account balances and transaction history.
Ticket Booking: Book tickets for air, rail, and bus travel.
Online Shopping: Make online purchases using the banking app.
Money Transfers: Perform instant money transfers.
Insurance Payments: Pay insurance premiums online.
Cheque Book Requests: Check the status and request new chequebooks.
Bill Payments: Pay utility bills online.
Card Management: Manage debit and credit card services.
Service Requests: Submit service requests and grievances.
KYC Updates: Update your KYC information.
Transaction History: View detailed transaction history.
Tax Payments: Pay your taxes online.
Online Trading: Engage in online trading services.
Cheque Book Issuance: Request the issuance of new chequebooks.
Indian Overseas Bank's Merger with Allahabad Bank
On April 1, 2020, Indian Overseas Bank merged with Allahabad Bank, enhancing the range and quality of banking services available to customers. This merger has resulted in several benefits, including:
Benefits of the Merger
Expanded Branch and ATM Network: Customers now have access to a larger network of branches and ATMs.
Improved Customer Service: Enhanced customer service offerings to better meet customer needs.
Advanced Digital Banking: Upgraded digital banking services for a more seamless online banking experience.
Seamless Integration: The best features of both banks have been integrated into the new entity, providing a more comprehensive banking experience.
Continuity of Services
Existing customers can continue to use their net banking and mobile banking apps without any changes. The integration ensures that all digital banking services remain accessible and easy to use.
Conclusion
IOB Net Banking offers a comprehensive and user-friendly platform for managing your banking needs. With features such as account management, fund transfers, bill payments, loan services, and investment options, IOB Net Banking provides a robust and secure banking experience. The registration and login processes are straightforward, and resetting your password is simple if needed.
Additionally, the IOB Mobile Banking app extends these services to mobile devices, allowing customers to perform banking transactions on the go. The recent merger with Allahabad Bank has further enhanced these services, providing a broader network and improved digital banking features.
For secure and reliable banking services, IOB Net Banking and Mobile Banking are excellent choices. They offer a wide range of features designed to make banking easy and accessible, ensuring customers can manage their finances with ease and confidence. Visit the Indian Overseas Bank website or contact their customer service for more information and support.
Embrace the convenience and efficiency of IOB Net Banking and Mobile Banking to enhance your banking experience and manage your finances more effectively.
Author
Pluto Team
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