What are the key benefits of SBI Credit Cards?

SBI Credit Cards offer a wide range of benefits, including rewards, cashback, lounge access, discounts, and insurance coverage.

How can I apply for an SBI Credit Card?

You can apply for an SBI Credit Card online through the Paisabazaar platform, where you can compare card options and check for pre-approved offers.

What factors should I consider when choosing an SBI Credit Card?

Consider your spending habits, lifestyle, and financial goals to select a card that best suits your needs, such as travel, shopping, or rewards.

How can I manage my SBI Credit Card efficiently?

SBI Card offers a user-friendly mobile app and online banking services to help you manage your card, check statements, make payments, and access additional features.

What precautions should I take to avoid accumulating credit card debt?

Responsible credit card usage includes paying bills on time, managing credit limits wisely, and avoiding unnecessary spending to prevent debt accumulation.

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Trusted by 1L+ Indians

Want to Achieve any of the below Goals upto 80% faster?

Dream Home

Dream Wedding

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Retirement

1st Crore

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Retirement

1st Crore

Trusted by 3 Crore+ Indians

Want to Achieve any of the below
Goals upto 80% faster?

Dream Home

Dream Wedding

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Retirement

1st Crore

Trusted by 3 Crore+ Indians

Want to Achieve any of the below
Goals upto 80% faster?

Dream Home

Dream Wedding

Dream Car

Retirement

1st Crore

Trusted by 3 Crore+ Indians

Want to Achieve any of the below Goals upto 80% faster?

Dream Home

Dream Wedding

Dream Car

Retirement

1st Crore

Trusted by 3 Crore+ Indians

Want to Achieve any of the below Goals upto 80% faster?

Dream Home

Dream Wedding

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Retirement

1st Crore

Kerala Gramin Bank FD Rates 2024: Competitive Returns for All Tenures

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Kerala Gramin Bank FD Rates 2024: Competitive Returns for All Tenures

Mar 22, 2024

15 Mins

Kerala Gramin Bank has announced its fixed deposit interest rates for the year 2024. The bank, which is a Regional Rural Bank (RRB) headquartered in Malappuram, Kerala, offers competitive rates for both normal citizens and senior citizens. The rates range from 3.3% to 7.45% for normal citizens and from 3.8% to 7.95% for senior citizens, depending on the tenure of the deposit.

Kerala Gramin Bank, jointly owned by the Central and State Governments and sponsored by Canara Bank, was formed in 2013 through the merger of North Malabar Gramin Bank and South Malabar Gramin Bank. As of March 6, 2024, the bank offers a wide range of tenure options for fixed deposits, ranging from 7 days to 9 years and 11 months 26 days.

Customers can start a fixed deposit with a minimum deposit of ₹500,000 and there is no maximum limit. The bank also provides flexible tenure and partial withdrawal facilities for fixed deposits.

For example, if a customer invests ₹100,000 for a tenure of 3 years with an interest rate of 6.75%, they would receive a maturity amount of ₹1,06,485. Similarly, for a tenure of 5 years with an interest rate of 6.5%, the maturity amount would be ₹1,06,697.

Customers can also compare Kerala Gramin Bank's fixed deposit rates with those of other top banks using the FD calculator. The calculator allows customers to change values and compare the returns from different banks.

Overall, Kerala Gramin Bank's fixed deposit rates offer competitive returns for customers looking to invest their money securely.

Customers can start a fixed deposit with a minimum deposit of ₹500,000 and there is no maximum limit. The bank also provides flexible tenure and partial withdrawal facilities for fixed deposits.

Overall, Kerala Gramin Bank's fixed deposit rates offer competitive returns for customers looking to invest their money securely.